Smiles returned to campuses this week as the Higher Education Loans Board (HELB) disbursed KSh 9.46 billion in loans to over 300,000 university students. For many, the funds arrived as a lifeline, easing financial struggles and allowing learners to shift their focus back to academics. Education Cabinet Secretary Julius Migos Ogamba confirmed that the loans had been released to support 309,178 students for the 2025/2026 academic year.

How the Funds Are Distributed

According to the Ministry of Education, the disbursement has been split into two main categories. About KSh 5.76 billion will go directly to cover tuition fees, ensuring universities can continue offering uninterrupted learning services. 

Meanwhile, KSh 3.7 billion has been set aside for student upkeep, covering essential living costs such as accommodation, meals, and study materials. This dual support system aims to address both institutional and personal financial needs of students.

Government’s Commitment to Affordable Education

Education CS Ogamba assured parents, guardians, and students that the government remains committed to keeping higher education within reach for all Kenyans. He emphasized that the initiative reflects the state’s broader goal of eliminating financial barriers for learners from disadvantaged backgrounds. 

"Students are advised to check their HELB portals to confirm receipt of the funds and to access detailed information regarding their individual HELB loan accounts," Ogamba stated.

Boost in HELB Capitation

This round of funding follows a significant increase in government capitation to HELB. In recent months, allocations rose from KSh 36 billion to KSh 41 billion, marking a KSh 5 billion boost. Deputy President Kithure Kindiki explained that the additional funding would expand loan and bursary access, ensuring more students benefit without facing crippling debt.

Education Reforms Beyond HELB

The disbursement also comes at a time when the government is implementing broader reforms in higher and technical education. University fees have been reduced, and investments in Technical and Vocational Education and Training (TVET) institutions have been ramped up. 

According to Kindiki, these reforms are designed to align Kenya’s education system with the needs of the job market by equipping learners with practical skills that enhance employability.